Bank & Asset Investigations

Bank & Asset Investigations are performed to locate public records that confirm personal property or real estate held by people or corporate entities. Asset investigations uncover value and potential liabilities that may be tied to a park or person. Bank & Asset investigations are conducted daily to help individuals or companies satisfy their due diligence, settle personal injury cases, collect a debt, or verify financial statements during a divorce or child support case. If you own a business, an asset check can reveal the state of a person or company’s assets. If you work for a company or do business with someone, it is imperative to know their assets. Conducting an asset investigation is the only way to determine if someone is financially trustworthy.


A Bank & Asset investigation will help you determine whether you should go to court. If someone claims they cannot pay you, a bank & asset investigation can confirm or deny this statement. Small claims courts or collection agencies need asset investigations to show how many collectible assets a person or a business may have. If you find yourself in a position where someone is not paying you because they claim they do not have the money, an asset investigation can confirm or deny these claims. Bank & Asset Investigations give you the proof you need to show that someone or some company has assets that have not been declared.  


Our Basic Individual Asset Search and Basic Business Asset Search are typically used to evaluate the economic feasibility of proceeding with a legal action and/or to identify assets for potential seizure. These search reports may also be used to determine the creditworthiness of an individual or business, assess a potential partner, to facilitate a merger or acquisition, or decide whether a financial settlement should be accepted.

For over two decades, Nationwide Legal Investigations has been offering our clients some of the most comprehensive asset searches available. Our skilled team of investigators employs a search protocol we have developed to produce a report that is both thorough and accurate. Some may think that an asset search can be run by anyone with access to a computer, but the reality is that the services of a private investigator are required in order to form a correct picture of a subject’s holdings.

Our Basic Asset Searches report on the following:

  • Current Identification and Residential Information
  • Aliases
  • Address History
  • Employment
  • Professional License Search
  • City Business License Search
  • Real Estate and Personal Property Search
  • Intellectual Property Search
  • Unclaimed Property Search
  • Patent/Trademark Search
  • Department of Motor Vehicles – Vehicles
  • Watercraft Search
  • Aircraft Search
  • Corporate Records Search
  • Fictitious Business Name Filings Search
  • County Official Records/Recorder Search
  • Civil Court Records Search
  • Civil Court Records Search – Federal
  • Criminal Court Records Search
  • Judgments/Tax Liens Search
  • Uniform Commercial Code Filings
  • Bankruptcy Search
  • Internet/Social Media Search

Our basic asset searches are most frequently used for divorce, pre-marriage, collection of debt, probate matters, child support, and personal injury. 

Asset Search: Extensive

Like our Basic Asset Searches, our Extensive Individual Asset Search and Extensive Business Asset Search are generally employed as a means of evaluating the economic feasibility of proceeding with legal action, or when seeking out assets for potential seizure. The Extensive Asset Search may also be used whenever a full financial portrait of a subject – individual or business – is required.

A correct asset search report cannot be prepared by a layman. A licensed private investigator is necessary to access and compile the financial data required for an in-depth description of a subject’s financial holdings. Nationwide Legal Investigations’ comprehensive approach to asset searches provides the client with precise and accurate information, usually in fewer than five business days.

Our Extensive Asset Searches cover all the areas covered in our Basic Asset Searches as well as the following three banking-related searches:

  • Bank Affiliations
  • Safe Deposit Box Search
  • Investment Account Search

At Nationwide Legal Investigations, we believe our asset searches to be the most thorough and accurate available. We prepare our reports meticulously, based upon a search protocol we have developed over the nearly thirty years we have been in business.

Our reports provide the client with easy access to detailed information about the subject’s assets, allowing the client to make informed decisions about any future relationship with the subject.

F.A.Q’s about Asset Searches

Q: How does the judgment collection process work? Does Nationwide Legal Investigations do Asset recovery and Judgment recovery?

A: We are in the business of identifying assets for recovery. We can do post-judgment document preparation and service process of documents to financial institutions & employers. This includes; asset location, asset tracking, asset recovery, general financial investigations, bankruptcy fraud investigations, money laundering investigations, and embezzlement investigations. 

Q: How long does it typically take to complete a search?

A: Searches typically take between 7-and 10 days. We can sometimes complete the search faster, depending on the nature of the case. For difficult subjects or special cases, the average is 14 days. Searches can be expedited for an additional fee.

Q: Will the subject be notified that I am searching for their accounts?

A: No, the other party will not receive any notice that a search is being conducted. Our searches are done discreetly and covertly. 

Q: What are the most common reasons clients conduct asset/bank account searches?

A: The most common reason to obtain bank account or brokerage account information (liquid assets) is so that a civil judgment or child support judgment can be enforced by a levy. Clients also perform searches to:

  • Identify property to place a lien against to satisfy a judgment
  • Aid in determining whether or not to proceed with a lawsuit
  • Identifying all non-exempt assets that can be used to satisfy a judgment such as vehicles, watercraft, aircraft, etc.
  • Identifying and confirming all assets in a divorce or a bankruptcy
  • Identifying and establishing admissible evidence that can later be used in a fraudulent action suit
  • Identify any and all hidden assets 

Q: Is doing a bank account or other type of financial search legal?

A: Yes. There are laws that allow for the legal discovery of assets in the United States. Financial asset searches are covered by a set of federal laws known as the Gramm-Leach-Bliley Act (GLBA) and the Fair Credit Reporting Act (FCRA).

The following purposes allow an asset search under those laws:

  • Legal/litigation purposes
  • Debt collection and judgment recovery
  • Fraud prevention or detection
  • Insurance

Q: What are some of the ways that people hide assets?

A: Individuals and companies can hide assets in various ways. They often attempt to do this to avoid the chance of losing their assets in a court-ordered judgment, to evade federal or state taxes, or during a divorce proceeding where the assets declared by each party are determining property and spousal support.

Attempts to hide assets can result in creating off-shore or “shell” companies in small island nations. People attempt to hide assets by transfers of real estate, titles, boats, R.V., and aircraft titles to family members. NWL’s asset investigation methodology uncovers these attempts to transfer property, establishing evidence that can later be used in a fraudulent transfer action.

Some of the most common ways individuals and small businesses hide money include: 

  • Opening an LLC/C-Corp, then closing it, but keeping the bank account open. (Banks rarely ask for verification that the business is still operational)
  • Opening a business banking account as a DBA, instead of a personal checking account
  • Running checks and other deposits through a family member, who in turn gives the person cash or wires them the money
  • Opening shell companies to accept payments and then paying for personal expenses out of that account (co-mingling funds)
  • Using pre-paid debit cards as a bank, where they can receive funds and use the card like any traditional bank card
  • Opening a business and claiming a loss every year until they close the business. They then repeat the cycle by starting another business.
  • Opening a small business and running two sets of books, where not all cash is reported

Changes in a company structure can also hide assets. Most corporations require a thorough investigation to see if recent principal changes or board member changes occurred during the requested time period. These changes are often carefully constructed camouflage to transfer assets.

Where to Begin

Asset searches may reveal business ownership records that are critical to understanding the truth behind an individual, business, or corporation. Getting to know the other parties’ hidden valuables is a key to winning in a court of law. Any gains you may receive after the lawsuit are highly dependent on what has been revealed during the case. Contact us via phone, email, or on the form below to begin. 

Our Process

1. Initial Free Case Evaluation

Our agents are on standby 24/7 to provide you with a detailed, comprehensive strategy for all your investigative needs..

2. Investigative Briefing

Once retained, our investigators will be thoroughly briefed on all the details related to your case.

3. Case Management

Our highly skilled agents will handle your matter from start to finish with the utmost professionalism while remaining 100% discreet.

4. Professional Recommendations

At the conclusion of your case and after thorough review, our team will steer you in the right direction whether it be legal or non-legal.

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